| Today's high school and college age youth face | | | | and the credit/debit systems but most |
| many financial challenges and find the 'old-school' | | | | concentrate on theory. |
| financial literacy curriculum boring. It is important | | | | Financial education classes generally teach students |
| to provide today's youth an exciting way to pick | | | | about how to manage expenses in college, how |
| up critical money and entrepreneurship lessons. | | | | much they can expect to pay for certain things, |
| Teens and young adults tend to learn more from | | | | and how to be financially responsible with how |
| example than anything else. Practicing financially | | | | they invest their money. There are also programs |
| responsible spending habits and then explaining | | | | both on local and nationwide scales that can help |
| how and why you spend money on the things | | | | parents learn better ways of teaching their kids |
| you do is a great way to reinforce strong financial | | | | to be financially responsible with their money. |
| behavior. Having a practical financial literacy | | | | The best thing you can do to prepare students |
| curriculum as support will help you teach important | | | | for financial responsibility is to teach them what is |
| guidelines to your child. This allows them to be | | | | important and what isn't. Popular culture dictates |
| more financially responsible in the way they deal | | | | that money should be spent on trivial, useless |
| with everyday finances as well as long-term | | | | things, and showing your student how hard it is to |
| expenses. Making sure you instill your responsible | | | | survive with these extra expenses is a vastly |
| spending habits into your child is a very important | | | | important part of getting them ready for financial |
| part of preparing them for financial independence. | | | | independence. |
| Many schools have started offering a financial | | | | Surprisingly, there are limited resources on how to |
| literacy curriculum for students, either in the form | | | | properly go about helping your child prepare and |
| of economics classes or classes geared specifically | | | | how you yourself can get involved in a financial |
| towards preparing students to be financially | | | | literacy curriculum. With the current economic |
| responsible in college or independent living. | | | | climate we are hopeful that youth financial literacy |
| Economics classes can teach students about the | | | | curriculum becomes more readily available. |
| banking system, loans, long term investments, | | | | |